After watching some accounts and deposits which currently offers online banking, I was struck by the On Deposit 3 +4 Caixa Galicia. The return of this deposit is found 3% during the first 4 months , and 4% the last 2 months . This gives a yield of 3.38% APR 6 months . One of the main advantages of this deposit is that it offers full availability . So we can have our money when we want, without penalty.
This deposit has the disadvantage of being a deposit-only balance increases, ie, for money to come from another entity. Other features of this deposit is that the monthly payment is interest . As for the amount of the charge, the minimum is € 3,000 and the maximum is 100,000 € . We can say that 3 +4 Deposit On Caixa Galicia offers a rather high yield without sacrificing liquidity, a combination that makes it quite interesting.
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